Ezmina Samaroo Vernon Samaroo Ping Tom
The Real Estate Investment Team offers its investors a regular supply of excellent real estate investment opportunities with real value - a result of careful due diligence and strong negotiating skills.
We provide a regular supply of exclusive opportunities - projects which are tailored to meet the needs of investors who seek hassle free investments which provide positive cash flow and fully managed programs with rental assurance. Locations are across Canada.
Timing is important We are currently in whats best described as a buying cycle for Investment Real Estate and investors are looking to diversify their portfolios or simply increase their holdings.
Mission Statement
Our aim is to assist clients with building a balanced real estate portfolio which provides substantial growth coupled with increasing income during future years.
Story so Far
During the past decade, the Real Estate Investment Team have assisted their clients in investing over $65,000,000 of Investment Real Estate - Canada wide.
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Why Real Estate?
Real estate in North America has traditionally outperformed or similarly compared to the stock market in the medium and long-term. When properties are leveraged (i.e., financing is used to purchase properties) real estate investments have substantially outperformed all major stock indices.
It is clear from the chart below that unleveraged (0% debt) real estate has yielded significantly higher returns for more than 5 years and 50% financed real estate has returned higher yields than the stock market over any period.
The chart below illustrates historical returns of real estate vs. stocks and includes the major North American stock indices as comparisons.
The figure below illustrates the typical growth rate for 50% leveraged properties in North America. However, many real estate investments are financed to a much greater extent: often up to 80%. Using more financing will increase returns well above those shown below.
It is clear that, particularly with the responsible use of financing, investments in real estate significantly outperform investments in stocks over time.
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What the Wealthy Invest In.
First, lets define wealthy. There are three generally agreed upon categories. The mass affluent which has a net worth outside of their primary home of $100,000- $999,999. The wealthy which has a net worth outside of their primary home of $1,000,000- $9,999,999. And the super wealthy which has a net worth outside of their primary home above $10,000,000.
Interestingly, the investment strategy is basically the same between the wealthy and the super wealthy. And the higher you go in net worth for the mass affluent the more they look like the other two classes.
So how do they invest? What financial instruments do they use? Well, the truth is they use all sorts of financial instruments, but there are two main strategies which set them apart from those that have less than them.
First, is real estate. The largest categories of investments for the wealthy are real estate and it only gets larger as you go up the wealth ladder. Of course they all own a primary home. But a second home is the next largest category of real estate investment. And as you go up the scale they own 3,4 or more homes. Next category is income producing real estate. The wealthy own apartment buildings, commercial buildings, duplexes, etc. that will produce income for multiple generations. REIT’s (real estate investment trusts) are favored by the wealthy. Raw land is bought and sat on until the investment blooms.
The next largest category is businesses. Usually they control or own large blocks of a business that can be best called creative or niche businesses. The wealthy have been able to identify unique ways to satisfy needs. Many times the discovery has come out of a industry that they worked in for years, first as a employee.
Maybe you are not the landlord type, like me. The thought of having renters calling me all hours of the day and night to have the plumbing fixed is my nightmare. But there are many ways to own real estate that don’t have that nightmare.
Think about starting a business that fills a niche. Think about investing in real estate. If you can find success in these two areas, then you are likely to join the wealthy or even the super wealthy!
taken from: http://shaferfinancial.wordpress.com/2008/02/18/what-do-the-wealthy-invest-in/
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Some Questions & Answers for You!
Let the SAVING Begin!
